BUSINESS INSURANCE · CANADA
Compare business insurance quotes to save time and money.
Business insurance quotes from the top providers in the country. Get started in minutes, not weeks.
- No cost to you
- Licensed insurers only
- No obligation
How it works
We’ll find a broker that specializes in your business insurance needs.
01
Tell us about your business
Share what your business does and a few basic details, using the form above.
02
We refer you to a licensed insurer
We pass your request to a licensed insurer or broker who writes cover for your type of business.
03
Review your options and decide
They walk you through coverage, limits and price. You decide whether to buy, and there’s no obligation to.
Coverage for businesses
Professional liability
Claims that your advice or work cost a client money.
Professional liability insurance
Business interruption
Lost income while a covered event keeps you closed.
Business interruption insurance
Why go through Clearly Rate
Licensed insurers only
We only refer you to insurers and brokers licensed to operate in your province. See our Licensing & Disclosure page.
No cost to you
We’re paid by the insurer or broker, not by you, so asking for a referral costs nothing.
Plain-English guides
Our guides explain how coverage works before you talk to anyone, so you can ask better questions.
Your information isn't sold
We share your details with a partner only after you agree, and we never sell them. See our Privacy Policy.
Common questions about working with Clearly Rate
Is Clearly Rate an insurance company or broker?
No. Clearly Rate is a referral service. We’re not an insurer, broker or agent, and we don’t sell policies, quote prices or give advice. See our Licensing & Disclosure page for the full detail.
Does it cost anything to use Clearly Rate?
No. We’re paid a referral fee by the insurer or broker when we refer you to them, not by you. You don’t pay us anything to use this site or to request a referral.
Who will contact me after I submit a request?
A licensed insurer or broker that we’ve referred you to, not Clearly Rate. They’re the ones who ask about your business, quote a price and, if you go ahead, issue the policy.
What does business insurance typically cover?
It depends on the policy. Common types include general liability (injury or damage to others), professional liability (claims about your advice or work), and commercial property (your own equipment, stock or premises). See our guide to business insurance in Canada for the full list.
How much does business insurance cost?
There isn’t one price. It depends on your industry, revenue, location, claims history and the cover you choose. The only reliable number is a quote for your own business, and Clearly Rate doesn’t set prices — the insurer does.
Is business insurance required in Canada?
For most businesses, no general law requires it, but in practice it’s often expected: landlords, client contracts and lenders commonly ask for proof of coverage, and having employees usually means registering with your provincial workers’ compensation board.