Compare business insurance quotes clearly to save time and money
Tell us what your business does. We’ll connect you with a licensed broker who can quote it, and it costs you nothing.
- No cost to you
- Licensed brokers only
- No obligation (really)
How it works
You tell us about your business. We refer you to a licensed broker. They do the quoting.
01
Tell us about your business
What you do and where you do it, plus a few basics. Start in the form above.
02
We refer you to a licensed broker
We pass your request to a licensed broker who provides insurance for your type of business.
03
Review your options and decide
They walk you through coverage, limits and price. Buying is up to you, and saying no costs nothing.
Coverage for businesses
Professional liability
Claims that your advice or work cost a client money.
Professional liability insurance
Business interruption
Lost income while a covered event keeps you closed.
Business interruption insurance
Why use Clearly Rate?
Licensed brokers only
We only refer you to insurers and brokers licensed to operate in your province. See our Licensing & Disclosure page.
No cost to you
The broker or insurer pays us a referral fee. You don’t. That’s the whole business model.
Plain-English guides
Our guides explain what coverage does before you talk to anyone. Jargon-free.
Your information isn't sold
We share your details with a partner only after you agree, and we never sell them. See our Privacy Policy.
Ready to compare?
It's free, and you can say no at any point. Start by telling us what your business does.
Common questions about working with Clearly Rate
Is Clearly Rate an insurance company or broker?
No. Clearly Rate is a referral service. We’re not an insurer, broker or agent, and we don’t sell policies, quote prices or give advice. See our Licensing & Disclosure page for the full detail.
Does it cost anything to use Clearly Rate?
No. Brokers and insurers pay us a referral fee when we connect you with them. You don’t pay us anything to use the site or to ask for a referral.
Who will contact me after I submit a request?
A licensed broker that we’ve referred you to, not Clearly Rate. They’re the ones who ask about your business, quote a price and, if you go ahead, issue the policy.
What does business insurance typically cover?
It depends on the policy. Common types include general liability (injury or damage to others), professional liability (claims about your advice or work), and commercial property (your own equipment, stock or premises). See our guide to business insurance in Canada for the full list.
How much does business insurance cost?
There isn’t one price. It depends on your industry, revenue, location, claims history and the cover you choose. The only reliable number is a quote for your own business, and Clearly Rate doesn’t set prices — the insurer does.
Is business insurance required in Canada?
For most businesses, no general law requires it, but in practice it’s often expected: landlords, client contracts and lenders commonly ask for proof of coverage, and having employees usually means registering with your provincial workers’ compensation board.