About Clearly Rate
Insurance is something every business needs and few owners enjoy working out. It’s full of jargon, the policies overlap, and the decision usually lands on someone who is already running everything else. We started Clearly Rate to make that a little easier for small Canadian businesses and entrepreneurs.
Why we exist
Most small business owners aren’t insurance people, and they shouldn’t have to be. But the choices matter. The wrong policy, or a gap between two of them, can turn a bad day into a business-ending one, and it’s hard to know what to ask when you don’t know what’s on offer.
We want to close that gap. That means explaining insurance in plain language, being straight about what a policy does and doesn’t cover, and pointing you to licensed insurers who can take it from there.
More than 20 years in insurance
What we do
What we don't do
Who it’s for
- Freelancers, consultants and sole proprietors
- Small teams and growing companies
- Contractors and trades
- Shops, restaurants and service businesses
- Startups and founders
- Charities and nonprofits with a board to protect
How we work
- Plain language first. If a term needs explaining, we explain it.
- No numbers we can’t stand behind. Prices depend on your business, and only an insurer can quote one, so we don’t guess.
- Named, dated and reviewed. Every guide shows who wrote it, who reviewed it and when it was last updated.
Ready to compare?
Tell us about your business and we'll refer you to licensed insurers.