https://clearlyrate.ca/Recent content in Compare business insurance quotes to save time and money. on Clearly RateHugo -- gohugo.ioen© 2026 Clearly RateMon, 14 Sep 2026 23:25:22 +0200https://clearlyrate.ca/posts/how-to-choose-the-right-coverage/Mon, 14 Sep 2026 23:25:22 +0200https://clearlyrate.ca/posts/how-to-choose-the-right-coverage/<p>Most business owners don&rsquo;t lose sleep over insurance because they don&rsquo;t understand it — they lose sleep because nobody ever laid out, in order, which policies matter for a business like theirs. Here&rsquo;s that order.</p>https://clearlyrate.ca/business-insurance/builders-risk/Mon, 01 Jan 0001 00:00:00 +0000https://clearlyrate.ca/business-insurance/builders-risk/<h2 class="relative group">What is builders risk insurance? <div id="what-is-builders-risk-insurance" class="anchor"></div> </h2> <div class="grid gap-x-16 gap-y-8 lg:grid-cols-2"> <div class="[&>*:first-child]:mt-0"> <p>Builders risk insurance, also called course of construction (COC) insurance, is property insurance for a building while it&rsquo;s being built or renovated. It pays to repair or replace the structure and the materials that go into it after a covered loss, such as a fire, theft or water damage.</p>https://clearlyrate.ca/business-insurance/business-interruption/Mon, 01 Jan 0001 00:00:00 +0000https://clearlyrate.ca/business-insurance/business-interruption/<h2 class="relative group">What is business interruption insurance? <div id="what-is-business-interruption-insurance" class="anchor"></div> </h2> <div class="grid gap-x-16 gap-y-8 lg:grid-cols-2"> <div class="[&>*:first-child]:mt-0"> <p>Business interruption insurance, also called business income insurance or loss of income insurance, replaces income your business loses and pays for expenses that continue while you can&rsquo;t operate normally because of a covered loss, such as a fire. It&rsquo;s usually added to a commercial property policy, not bought on its own.</p>https://clearlyrate.ca/business-insurance/general-liability/Mon, 01 Jan 0001 00:00:00 +0000https://clearlyrate.ca/business-insurance/general-liability/<h2 class="relative group">What is commercial general liability insurance? <div id="what-is-commercial-general-liability-insurance" class="anchor"></div> </h2> <div class="grid gap-x-16 gap-y-8 lg:grid-cols-2"> <div class="[&>*:first-child]:mt-0"> <p>Commercial general liability insurance, often shortened to CGL and also called general liability insurance, pays when someone outside your business claims that it caused them bodily injury or damaged their property. It typically covers your legal costs to defend the claim, and any damages a court orders you to pay, up to your policy limit.</p>https://clearlyrate.ca/business-insurance/commercial-property/Mon, 01 Jan 0001 00:00:00 +0000https://clearlyrate.ca/business-insurance/commercial-property/<h2 class="relative group">What is commercial property insurance? <div id="what-is-commercial-property-insurance" class="anchor"></div> </h2> <div class="grid gap-x-16 gap-y-8 lg:grid-cols-2"> <div class="[&>*:first-child]:mt-0"> <p>Commercial property insurance, also called business property insurance, pays to repair or replace the physical assets of your business when they&rsquo;re lost or damaged by a covered event, such as a fire, theft, vandalism or a storm. Depending on your situation, it can cover the building you own, the equipment and contents inside it, your inventory, and the improvements you&rsquo;ve made to a space you rent.</p>https://clearlyrate.ca/business-insurance/cyber-insurance/Mon, 01 Jan 0001 00:00:00 +0000https://clearlyrate.ca/business-insurance/cyber-insurance/<h2 class="relative group">What is cyber insurance? <div id="what-is-cyber-insurance" class="anchor"></div> </h2> <div class="grid gap-x-16 gap-y-8 lg:grid-cols-2"> <div class="[&>*:first-child]:mt-0"> <p>Cyber insurance, also called cyber liability insurance, pays the costs of responding to and recovering from a cyberattack, a data breach or an online scam, and of claims that follow. It&rsquo;s a separate policy because property and liability policies usually don&rsquo;t respond to these losses.</p>https://clearlyrate.ca/business-insurance/directors-officers/Mon, 01 Jan 0001 00:00:00 +0000https://clearlyrate.ca/business-insurance/directors-officers/<h2 class="relative group">What is directors and officers insurance? <div id="what-is-directors-and-officers-insurance" class="anchor"></div> </h2> <div class="grid gap-x-16 gap-y-8 lg:grid-cols-2"> <div class="[&>*:first-child]:mt-0"> <p>Directors and officers (D&amp;O) insurance pays the cost of defending, and any settlement of, a claim that the people running a company made a wrongful decision in managing it. It&rsquo;s built to protect their personal assets as well as, on some policies, the company itself.</p>https://clearlyrate.ca/business-insurance/professional-liability/Mon, 01 Jan 0001 00:00:00 +0000https://clearlyrate.ca/business-insurance/professional-liability/<h2 class="relative group">What is professional liability insurance? <div id="what-is-professional-liability-insurance" class="anchor"></div> </h2> <div class="grid gap-x-16 gap-y-8 lg:grid-cols-2"> <div class="[&>*:first-child]:mt-0"> <p>Professional liability insurance, also called errors and omissions (E&amp;O) insurance, pays when a client claims that your advice, design or service cost them money. It responds to claims about the quality of your work, not to injury or damage to property.</p>https://clearlyrate.ca/quote/thanks/Mon, 01 Jan 0001 00:00:00 +0000https://clearlyrate.ca/quote/thanks/