Business Insurance by Province
The coverages are the same across Canada, but the rules and risks around them aren’t. Workers’ compensation, regulators and the weather all change from one province to the next.
Find your province
Each guide covers what that province’s businesses may be required to carry, who regulates insurance there and the local risks to check a policy for. Guides for more provinces are on the way.
Why your province changes your insurance
Business insurance in Canada is sold by private insurers, but much of what surrounds it is set by each province. Your province commonly shapes:
- Workers’ compensation, which is run by a provincial board and decides whether you have to register and pay premiums for your workers
- Who licenses insurers, agents and brokers, and where you can go if a complaint isn’t resolved
- Local risks, such as flooding, wildfire, hail or ice storms, that affect what a property policy covers and what it costs
Don’t see your province?
The coverages work the same way everywhere. See business insurance for an overview of each one, or tell us about your business in the quote panel and we’ll refer you to licensed insurers who cover your province.
Ready to compare?
Tell us about your business and we'll refer you to licensed insurers.