Sole Proprietor Insurance in Canada: What You Need and Why

Fri, 23 Oct 2026 12:00:00 -0400

Sole proprietor insurance is business insurance for someone who runs a business in their own name, without incorporating. It matters more for a sole proprietor than for a corporation, because in law you and your business are the same: a claim against the business is a claim against you. Here’s what that means, which coverages sole proprietors in Canada commonly buy, what your home insurance won’t do, and how to get quotes.

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Sole Proprietor Insurance in Canada: What You Need and Why